Take it from me, credit cards are a lot more than just a piece of plastic you can use to purchase and pay for things. Having worked at a Credit Union, I can assure you that your credit score is something that you should take very seriously, and how you manage your credit cards plays a big part. In addition, as someone who filed bankruptcy because of credit card debt that got out of hand, I can also tell you that not only can you get credit cards even if you’ve had a problem with debt, but you should get at least one credit card so that you can build up a good credit rating and earn a high credit score.
Credit Room is a website that has pulled together information on all kinds of credit, from 0% interest cards to prepaid cards that help you build a credit rating without going into debt. The site is laid out well and is very easy to search, and has information on many different types of cards. It’s got a definite feminine slant, the tagline is “Credit Card Offers for Women”, and the logo is a businesswoman (albeit wearing a very short skirt!). By women and for women, the site has information on many types of credit cards for everyone from students to women who travel on business.
The site has links to several
No Annual Fee Credit Card Offers which can save you money if you qualify. There is also information on rewards cards, which give you something back on your purchases. For example, with the price of gas as high as it is now, you might consider a rewards card that pays you cash back on your gas purchases. Airline miles cards work by giving you points each time you book a flight, then letting you use your accumulated points to purchase plane tickets.
There is also information on the site about Travel Credit Cards, have you heard of these? You can redeem the points you accrue on not only airline tickets, but also on discounts at hotels, and you accumulate points for shopping, too! Sounds like my kind of card!
For each card listed on the site, you’ll see the interest rate, Annual and cash advance fees, as well as what kind of credit you need to qualify. The site has a link to a free credit score check (at the TransUnion website), so you’ll know which cards you are eligible to apply for. Whether you are a student with no credit or have excellent credit, you are sure to find the right kind of credit card for you at the Credit Room.
Subscribe, Follow, Friend, Like!